• Diamond Certificate: The finest diamonds come accompanied by a diamond certificate (also called a diamond grading report) from an unbiased third-party. This diamond grading report is your only guarantee of the quality of your diamond's cut. A diamond certificate, also called a diamond grading report, diamond dossier^®, or diamond quality document, is a report created by a team of gemologists. The diamond is evaluated, measured, and scrutinized using trained eyes, a jeweler’s loupe, a microscope, and other industry tools. A completed certificate includes an analysis of the diamond’s dimensions, clarity, color, polish, symmetry, and other characteristics. Many round diamonds will also include a cut grade on the report.
   

• Ring Appraisal: An appraisal is a document stating the approximate retail replacement value of an item. It is calculated using current market data, which reflects typical retail prices, in addition to the cut, color, clarity, and carat weight of the gemstone(s), the weight of precious metal included in the item, and the craftsmanship of the item. Your appraisal ensures that in the case of loss, theft, or damage your insurance company will give you an equal replacement of your item. The more information contained in the appraisal, the better chance you have of receiving the exact replacement for that item. Your insurance agency can rely on this appraisal to calculate a coverage rate for your diamond or piece of fine jewelry.  Make sure you receive one with your ring purchase.

A reputable jeweler will have no problem with providing you with these items.  After all, this will be one of the biggest investments you make.

~ photo courtesy of Tonesha Housen                                                                               Diamond Education courtesy of  Blue Nile